Resolve business debt — keep your business open.
Merchant cash advances, vendor invoices, business credit cards, and unsecured business loans can crush an otherwise healthy company. We help small business owners restructure unsecured business debt without closing the doors.
Merchant cash advances (MCAs) are the most aggressive form of business debt — daily ACH draws can sink cash flow in weeks. DNS has years of experience negotiating with MCA funders, vendors, and small-business lenders to reduce balances and stretch repayment.
Where personal guarantees exist, we coordinate negotiations across both the business and personal liability.
What we do for you
Cash-flow analysis
We start with what your business can realistically afford each month, not what creditors are demanding.
MCA negotiation
We work to pause daily ACH draws and replace them with a sustainable settlement plan.
Vendor & lender outreach
Our team contacts each creditor and proposes reduced, written settlements.
Coordinate personal guarantees
Where you’ve personally guaranteed business debt, we work both angles together.
Signs this is right for you
- You have one or more merchant cash advances stacking daily payments
- Your business owes vendors balances you can’t pay this quarter
- Business credit cards or lines of credit are maxed out
- Revenue dropped and the original loan terms no longer fit
- You’re considering Chapter 11 but want to explore alternatives first
Won’t affect your credit score.
See if debt settlement is right for you.
A no-pressure conversation with a certified debt specialist. Free, confidential, and won’t affect your credit score.