Debt Negotiation Services - Professional Debt Settlement Since 1997

Debt settlement
that actually works.

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Credit Cards

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Unsecured Loans

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Property Leases

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Other Debts

We offer a unique way to get you out of debt. Our dedicated team, advanced technology, and 20 years of experience help individuals like you put debt behind them.

Resolving your debt has never been easier.

1

Enroll your debts

Our advisors will help develop a monthly budget you can afford. Make monthly deposits into a FDIC-insured bank account we will use for settlements.

2

We negotiate for you

When you have deposited enough funds, our experienced negotiators will obtain a favorable offer to resolve each debt.

3

Your debt is settled

We finalize each agreement and submit to you for review and signature.

What our clients are saying.

Is DNS right for you?

Your security. Our priority.

Common questions about Debt Settlement.

What does the Debt Settlement program cost?

Our fee is never higher than the amount you are quoted when you enroll in the program and is based on how much we save you on each of your settlements. Business clients are charged a flat rate for any debts other than credit cards that represent a small percentage of the enrolled debt. There are no other charges or fees or other recurring costs as part of our basic program, except for modest fees charged by the bank for maintaining your account. Business clients are also charged a small one-time fee to gather their company’s documents and assess all signed corporate agreements to create a settlement strategy.

What type of debts can be included in the program?

This program handles unsecured debt, meaning the debt is not secured with collateral. Acceptable debts are credit cards, medical bills, legal bills, judgments, unsecured personal loans of any type, vendor or supplier debts, defaulted property leases, retail debt and collections. Examples of unacceptable debt are home mortgages, automobile loans, motorcycle loans, boat loans, IRS tax liens, government-backed student loans, child support, and alimony.

Will the program prevent collectors from contacting me?

Although Creditors and Collectors are notified that you are enrolled in our Program, they may continue to call you. They often claim that they have never worked with us or heard of us but this is nothing more than another tactic to get you to deal directly with them. Provide them with our contact information and hang up the phone.

Will the Program stop legal action against me?

We are not attorneys and cannot provide legal advice or prevent you from being sued. However, we are able to work with you in making an informed decision as to what response (if any) is appropriate to a legal challenge from one of your Creditors or Collectors. If you are sued, our goal remains the same, namely to settle with that Creditor or Collector in a timely fashion.

What happens to my credit rating?

Your credit rating is determined primarily by two factors, the amount of credit you have and your payment history. The very fact that you are looking at The DNS Debt Settlement Program indicates that you have more consumer debt than you can currently pay and are starting (or will shortly begin) to show late payments on your credit report. If your credit has not already started a downhill slide it surely will do so soon. Joining The DNS Debt Settlement Program will not immediately help to restore your credit, in fact, your credit score will go down while you are in the early stages of the Program. However, as you progress through the Program your consumer debt will decrease and, as your debts are settled, the Creditors will report your debt as paid in full, paid as agreed or language to that effect. The Program will accomplish two very important goals towards restoring your credit rating: (1) When you finish the Program your consumer debt will be less than when you began the Program which is a positive factor in calculating your credit score and (2) The present consumer debt on your credit report that is included in the Program will show a zero balance which will help to offset the fact that you have had late payments in the past.

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