Where we work

Debt relief by state

Debt settlement is federally regulated, but collection rules, court timelines, and garnishment protections change at the state line. Pick your state to see how a DNS program works where you live.

AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth DakotaOhioOklahomaPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWisconsinWyoming

We currently do not accept new clients in North Carolina, Oregon, West Virginia.

Take the first step

See if debt settlement is right for you.

A no-pressure conversation with a certified debt specialist. Free, confidential, and won’t affect your credit score.