We’ve helped people settle debt for over 25 years. Quietly.
DNS was founded on a simple idea: there should be a debt-relief firm that treats people like adults, charges fairly, and tells you the truth — even when the truth is that you don’t need us.
We’re a Florida-based, AFCC-accredited debt negotiation firm. Our team has resolved hundreds of millions of dollars in unsecured debt for individuals, families, and small businesses across the United States.
We don’t advertise on late-night TV, we don’t promise miracle outcomes, and we don’t collect fees we haven’t earned. We just do the work — month after month, settlement after settlement — until our clients are debt-free.

Pioneers in the Debt Settlement Industry
Not only are we the oldest and most experienced debt settlement company in the country, we were the ones who actually wrote and published the book on it.
As far back as 1998, members of our company were involved in the fledging debt settlement industry developed during a meeting at the offices of John Cummuta, author of Debt Free & Prosperous Living, at his Boscobel, Wisconsin offices. Financial management experts came from around the country suggesting a variety of ways to assist with consumer credit card debt including legal models, home equity loans, credit disputes, and a number of different ideas.
Our team was aware that settlement activities took place for many years, but it was always in the hands of a limited number of attorneys and at an extremely high cost to consumers who were able to afford a lawyer to negotiate on their behalf. We thought “why not make this easily available to all consumers at a fair price?” And while some companies stuck with legal or home equity solutions, we developed the model eventually used by the rest of the industry.
Principles that shape every conversation.
No fees until results
Federal law prohibits upfront fees. We go further: every fee structure is in writing before you sign.
You control your money
Your deposits go into an FDIC-insured account in your name. We never hold your funds.
Real people, real calls
Every client gets a dedicated specialist. No call queues, no offshore script readers.
Accredited & certified
AFCC member, IAPDA-certified negotiators, A+ BBB rating, and state-licensed where required.
Ownership
- Jonathan Sriberg — President
- Akshat Sethi — Director
About our name
Debt Negotiation Services (DNS) is a fictitious name used by Touchstone Partners, Inc. for all debt settlement services.
See if debt settlement is right for you.
A no-pressure conversation with a certified debt specialist. Free, confidential, and won’t affect your credit score.