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Not all debt settlement clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which may not match your results depending on your specific circumstances. We do not guarantee that we will be able to resolve all enrolled debts or that your debts will be resolved for a specific amount or percentage or within a specific period of time. Certain types of debts are not eligible for enrollment into the program, including secured debts, medical debts, and student loans. Some creditors are not eligible for enrollment because they will not negotiate directly with debt settlement companies. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Debt Negotiation Services company is; not a lender, creditor, or debt collector. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest.

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