Education
Take the time to review these documents and make yourself a more informed consumer.
Click on the links below to open or download each document.
We wrote the book on debt settlement. This is packed with over 270 pages of insightful information, including:
– How the credit system works
– Dealing with debt and creditors
– The risk of playing with credit too frequently
– Understanding your financial rights
– Handling collection calls like a pro
– The settlement process
– What to do after graduating the settlement program
Your Fair Credit Reporting Act Rights
Understand how to protect yourself and your rights when it comes to credit reporting.
We can not stop creditors from contacting you, but you can limit their rights. Learn how.
All citizens have the right to a fair and equal opportunity to get credit. See more about your rights and
learn about the laws protecting you.
Lawsuits do not stop negotiations from continuing. Don’t panic about the unknown, learn more about how it works here.
You Are Being Sued in Small Claims Court
How a Small Claims Court works.
You Are Being Sued in Civil Court
How a Civil Court works.
A Creditor Has a Judgment Against You
Received a judgment? Don’t worry, the negotiations continue because you can’t pay what you don’t have.
Finished with the program? You can take steps to ensure your credit report is correct. No need to pay credit repair companies for what you can do quickly and easily yourself.